We may collect and process the following information about you:
The information we collect about you will be recorded electronically and may be used for a number of purposes:
We may disclose your personal information to credit reference agencies (CRAs) and Fraud Prevention Agencies (FPAs), along with the details of your agreement, payments made and any default or failure to maintain the terms of the agreement. When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.
Law enforcement agencies may access and use this information. We and other organisations may also access and use this information to prevent fraud and money laundering, for example, when:
Please contact us at the address below if you want to receive details of the relevant fraud prevention agencies. We and other organisations may access and use from other countries the information recorded by fraud prevention agencies.
By submitting your application you understand and agree that we may contact you via the phone number or e-mail address you provide to assist you with your loan or to discuss other products and services that Peachy may provide for you.
You have the right to ask us not to process your personal data for marketing purposes.
You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data.
Our site may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
We may disclose your personal information to our sub-contractors, agents, service providers, lenders and members of our group of companies in order to provide our services to you. We will ensure that such persons treat your information as confidential and use it only in respect of the provision of services to us and/or on our behalf.
in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets;
If Harvey & Thompson Ltd or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets;
If you give us false or inaccurate information and/or we suspect fraud, we may record this on your credit history and may also pass information to appropriate law enforcement or regulatory authorities and/or to any Fraud Prevention Agency (FPA).
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.
A "cookie" is a small electronic file that collects information when someone visits a website. A cookie can identify the pages that are being viewed, and this can assist us to select the pages that the viewer sees. Some cookies only exist whilst viewers are online, but "persistent" cookies - which are not session-based - remain on the viewer's computer, so that he or she can be recognised as a previous visitor when he or she next visits the Website. This allows us to collect information about a viewer's browsing habits whilst on the Website, and this can be useful in assisting us to monitor and improve our services. We do not store sensitive information such as account numbers or passwords in "persistent" cookies, and cookies in themselves, do not contain enough information to identify you.
Most of us have at some point been in need of some cash end of the month when pay day is too far away. Even with the best intentions, saving for a rainy day is not as easy as you think, and sometimes you might feel the need to dip into that rainy day fund to treat yourself, or go on a holiday; to live life a little, and it is very quickly depleted. Unfortunately life doesn't always wait for your next pay cheque and at some point you might find yourself in need of some extra cash fast in the form of quick cash, be it to cover expenses for boiler repair, to replace a washing machine, or to fix a part on your car, and you are unable to hold out until pay day. If you don't have sufficient cash to cover additional expenses in a month that you had not budgeted for, but you know that you will be able to get your finances back on track with your next wage payment, then Avalanche Finance can offer the respite you need.
Pay day loans work like a cash advance on your salary, so you can borrow money at the time you need it and then repay it when you can afford to do so. So when you don't have a rainy day fund, or the savings you do have don't quite cover unexpected expenses before pay day, you can get an advance on your salary with a pay day loan. Similarly, you may have savings tied up in a fixed term account or you may not want to withdraw money from your ISA and lose part of your tax free allowance, when you just need a relatively small amount of cash to temporarily cover expenses
It must be noted that Payday loans are best suited to one-off rainy days. We at Avalanche Finance strongly recommend that you do not use a pay day loans consistently. If this is your intention, then a pay day loan is not the right product for you; you should instead look for a longer term loan product, or seek advice. If you need a relatively small amount of cash for a relatively short period of time and know you will be able to repay the money once your wages clear, then you've come to the right place. At Avalanche Finance we aim to make today pay day the simple way, with our online application and instant approval decisions.